LAC Capital Management AG Terms of Service

1. Terms

By accessing the website at http://www.lac-capital.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law. LAC Capital Management AG and its members, officers, directors, owners,  employees, agents, representatives, suppliers and service providers (collectively “LAC”) provides this website (the “Site”) for informational purposes only.  Use of and access to the Site and the information, materials, services, and other content available on or through the Site (“Content”) are subject to these terms of use and all applicable laws.

2. No Investment Advice

The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by LAC or any third party service provider to buy or sell any securities or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. LAC is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. In exchange for using the Site, you agree not to hold LAC, its affiliates or any third party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.

3. Investment Risk

There are risks associated with investing in securities. Investing in stocks, bonds, exchange traded funds, mutual funds, and money market funds involve risk of loss.  Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.  A security’s or a firm’s past investment performance is not a guarantee or predictor of future investment performance.

4. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on LAC`s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on LAC Capital Managment AG's website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or "mirror" the materials on any other server. This license shall automatically terminate if you violate any of these restrictions and may be terminated by LAC at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

5. Disclaimer

The materials on LAC's website are provided on an 'as is' basis. LAC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, LAC does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

6. Limitations

In no event shall LAC or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on LAC's website, even if LAC or a LAC Capital Managment AG authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

7. Accuracy of materials

The materials appearing on LAC's website could include technical, typographical, or photographic errors. LAC does not warrant that any of the materials on its website are accurate, complete or current. LAC may make changes to the materials contained on its website at any time without notice. However LAC does not make any commitment to update the materials.

8. Links

LAC has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by LAC of the site. Use of any such linked website is at the user's own risk.

9. Modifications

LAC may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

10. Important Notice

LAC is not a commercial creditor. It does not issue or trade with financial instruments nor is it a member of such an organization. LAC is an independent consultant and has no conflict of interests in the course of choosing the suitable types of funding and required financial instruments. However, LAC works together with several major international financial institutions in order to negotiate the best type of funding with the financial institutions to arrange a structured project funding scheme for its client. LAC is not supervised by the Swiss Financial Market Supervisory Authority (FINMA) or any such supervisory body. LAC merely arranges the financial modules of the corresponding funding. LAC is not liable for any lack and it does not guarantee a success of the enquired funding. All services of LAC are executed on “bank-to-bank” basis, regarding international bank standards and will be performed without any advance-fee.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Switzerland and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.